Terms of payment
Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.
Paytrail Oyj, business ID: 2122839-7
Online banking payments
You can use the payment buttons of all Finnish banks either based on the eBanking interfaces or open banking interfaces offered by the banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your bank statement shows Paytrail Oyj as the payee, we forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.
Credit card payments
You can pay in the online store with Visa, Visa Debit, Visa Electron, Mastercard and Debit Mastercard cards. The online store uses the international Verified by Visa and Mastercard SecureCode authentication services.
Paytrail Oyj appears as the recipient of the payment on the card invoice and forwards the payment card payment paid by the customer directly to the merchant. Card payment is made using a securely protected payment form, and the payment card information is not stored in the online store's systems.
Mobile payment methods
You can pay for your purchases with the mobile payment methods available in the online store, such as Pivo, MobilePay and Siirto. Mobile payment methods Pivo, MobilePay and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the application in question.
Read about the terms of mobile payment methods here: https://www.paytrail.com/kuluttaja/tietoa-makmasista .
Bill payment service
The invoice payment service via Paytrail is provided by OP and Walley. Walley also offers an invoicing option for business customers. Please read the specific terms and conditions specific to the financing company, which you will see when you accept the payment. When you accept the payment, you also accept the finance company's terms and conditions.
Read about the terms of invoice payment methods here: https://www.paytrail.com/kuluttaja/tietoa-makmasista .